Worried About Losing Money In The Next Market Correction?
Or Running Out Of Money In Retirement?
Get the $24.99 Amazon bestseller Zero Is Your Hero FREE — just pay $4.99 shipping — and discover how to protect your savings from market losses and create income you can't outlive.
- Learn how fixed indexed annuities can help shield your savings from market downturns.
- Discover strategies to turn your nest egg into reliable, monthly retirement income.
- Get a personalized retirement income report so you can see how the strategies apply to your situation.
Claim Your Free Book Now
You Get All This Today — Just $4.99 Shipping & Handling
Zero Is Your Hero Paperback
Get a free physical copy of the Amazon bestseller Zero Is Your Hero — a $24.99 value — shipped directly to your home.
FREE Personalized Retirement Income Report
Prepared by a licensed advisor, this custom report shows how long your money may last, how market losses could impact your income, and options to create income you can’t outlive.
Retirement Stability Checklist (PDF)
A simple, one-page checklist to help you quickly spot blind spots in your retirement strategy and get more peace of mind.
Total Value: $350+ • Your Price Today: $4.99 (to cover printing & shipping only).
Why Are We Giving The Book Away?
Most retirees and pre-retirees are overwhelmed by market volatility, conflicting advice, and fear of running out of money. Zero Is Your Hero was written to simplify retirement income planning and explain how principal protection strategies can help guard your savings against the next market downturn.
Instead of asking you to pay full price on Amazon, we’re making a limited number of copies available through this educational outreach program. Your small $4.99 contribution simply covers printing and shipping — we take care of the rest.
Along with the book, we include a personalized retirement income report so a licensed advisor can show you how the strategies fit your own plan and goals.
FREE Personalized Retirement Income Report
This customized report — prepared by a licensed retirement advisor — can help you see:
- How long your current savings may realistically last.
- How major market corrections could impact your retirement income.
- Which portion of your assets may be exposed to unnecessary risk.
- Options to generate income you can’t outlive.
- How principal protection strategies may fit into your retirement timeline.
Recognized as a top new release in Retirement Planning category.
What Will You Learn From This Book?
Why Today’s Retirees Face More Risk
Understand how market volatility, rising longevity, and lower interest rates have changed the retirement landscape.
How Principal Protection Works
Learn how principal protection strategies can help stabilize your nest egg so a market crash doesn’t derail your plans.
Creating Income You Can’t Outlive
Discover ways to turn a portion of your savings into predictable income — without giving up control of every dollar.
Evaluating Fixed Indexed Annuities
See how fixed indexed annuities work, what they can (and can’t) do, and how to evaluate whether they support your goals.
How Long Your Money May Last
Get a framework for stress-testing your current plan against inflation, longevity, and sequence-of-returns risk.
Questions Every Advisor Should Answer
Use a checklist of key questions to ask so you can feel more confident in the guidance you receive.
Who Should Claim This Offer?
- Individuals age 55+ who are within 10–15 years of retirement or already retired.
- Households with at least $250,000 saved for retirement (401(k), IRA, brokerage, etc.).
- Those concerned about market downturns and the possibility of outliving their savings.
- People looking for safe, simple strategies to protect what they’ve built and create dependable income.
If this sounds like you, this book and your personalized retirement income report can provide clarity, perspective, and a roadmap for moving forward with more confidence.
About The Authors
Rich Florence and David Thoms, co-founders of Summit Life Group, have helped thousands of families create safer, more predictable retirement income plans. Their mission is simple: teach everyday Americans how to protect their retirement from market volatility and bad advice.
With decades of combined experience in retirement income planning, Rich and David break down complex concepts into clear, easy-to-understand language so you can make confident decisions about your future.
Rich Florence & David Thoms
Founders of Summit Life Group — Authors of Zero Is Your Hero
What Readers Are Saying
These are verified Amazon readers who paid full price. You get the same book today for just $4.99 shipping & handling.
“This book helped me finally understand how fixed indexed annuities work and how they might fit into my retirement. Very clear and easy to follow.”
“Zero Is Your Hero takes a complicated subject and makes it simple. I feel more confident about protecting my savings from the next market crash.”
“If you’re worried about losing money in retirement, read this before making any big decisions. It’s worth far more than the cover price.”
Ready To Claim Your Free Copy?
Amazon Price: $24.99 — yours FREE today. Just pay $4.99 for shipping & handling, and we’ll rush your copy of Zero Is Your Hero to your door, plus send your Retirement Stability Checklist and begin preparing your personalized retirement income report.
Send Me My Free Book & Income Report Limited copies available for this educational outreach program. Once supplies are gone, this page may be removed without notice.